Terms and Conditions

Welcome to moneyandmirth.com (the “Site”, “Website”), owned and operated by the Knowledge Box Group of companies (the “Company”, “Knowledge Box”, “us”, “we”, or “our”).

“Knowledge Box Group” refers to all parties that manage the platform and services:

    • Knowledge Box Business and Marketing Platform (found at app.knowledgebox.solutions) – is provided by Propillo LTD (UK) trading as Knowledge Box
      • The Union Building, 51-59 Rose Lane, Norwich, NR1 1BY
    • Knowledge Box ‘Done for You’ business automations and marketing services (described at agency.knowledgebox.solutions) provided by Knowledge Box Inc. (BVI).
      • Intershore Chambers, Road Town, Tortola, British Virgin Islands VG1110

Under these terms, the parties that manage Knowledge Box may change as Knowledge Box’s business adjusts (including meeting new regulatory demands), in which case, the changed parties shall perform their obligations under these terms with the User and provide services to the User, and such change does not affect the User’s rights and interests under these terms. In such cases, if the User continues to use Knowledge Box services, it is deemed that the User has agreed to jointly execute these terms with the newly added Knowledge Box parties that manage the platform. In case of a dispute, the User shall determine the entities by which these terms are performed with him/her and the counterparties of the dispute, depending on the specific services he/she uses and the particular actions that affect the User’s rights or interests.If ever the user is in doubt of which entity is responsible for providing services the user should contact support via [email protected].

Knowledge Box is committed to providing a safe and positive experience to all users on our Site. To help us do that, we need you to follow a few basic rules when you’re here.

By accessing moneyandmirth.com or by using the services provided by Knowledge Box, you and the organization, entity, or company that you may represent agree to be bound by the following Terms and Conditions.

These are the terms and conditions that govern your access to and use of the services and is an agreement between you or the business you represent and the Company by using our services, you agree to be bound by the terms of this agreement.

When using our Site, you must comply with all applicable laws, including federal, state, and local laws, the laws of your jurisdiction, and laws regarding the transmission of technical data.

1. INTRODUCTION

The Users of the Website shall be referred to as “You,” “Your,” or “Users.”

By clicking on “Accept” or “I Agree” when this Agreement is being referenced, users agree to be bound by the Terms and Conditions of this Agreement. Please read this entire Agreement carefully before accepting its Terms. When You undertake any activity on the Website, You agree to accept these Terms and Conditions.

In using this Website, You are deemed to have read and agreed to the following Terms and Conditions set forth herein. Any incidental documents and links mentioned shall be accepted jointly with these Terms. You agree to use the Website only in strict interpretation and acceptance of these Terms, and any actions or commitments made without regard to these Terms shall be at Your own risk. These Terms and Conditions form part of the Agreement between the Users and Us. By accessing this Website, and/or undertaking to perform a Service provided by Us indicates Your understanding, agreement to and acceptance of the disclaimer notice and the full Terms and Conditions contained herein.

As these terms and conditions are used across our group of brands and services some of the terms and conditions may not be relevant to your use of this specific website. Common sense applies.

2. ELIGIBILITY OF THE USER

You may use the Service only if You are at least eighteen (18) years of age and can form a binding contract with Us, and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules and regulations.

Unauthorized Users are strictly prohibited from accessing or attempting to access, directly or indirectly, the Website. Any such unauthorized use is strictly forbidden and shall constitute a violation of applicable state and local laws.

3. CHANGED TERMS

Knowledge Box shall have the right at any time to change or modify the terms and conditions applicable to User’s use of moneyandmirth.com, or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on moneyandmirth.com, or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of moneyandmirth.com or the Services by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications or additions.

4. USER CONDUCT

Users shall use moneyandmirth.com for lawful purposes only. User shall not post or transmit through moneyandmirth.com any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Knowledge Box’s express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a User that in Knowledge Box discretion restricts or inhibits any other User from using or enjoying moneyandmirth.com will not be permitted.

Moneyandmirth.com contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of moneyandmirth.com are copyrighted as a collective work. User acknowledges that it does not acquire any ownership rights by downloading copyrighted material.

User shall not upload, post or otherwise make available on moneyandmirth.com any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with User. Users shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of moneyandmirth.com, User automatically grants, or warrants that the owner of such material has expressly granted Knowledge Box the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. User also permits any other User to access, view, store or reproduce the material for that User’s personal use. User hereby grants Knowledge Box the right to edit, copy, publish and distribute any material made available on moneyandmirth.com by User.

The foregoing provisions of Section 4 are for the benefit of Knowledge Box, its subsidiaries, affiliates and its third-party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to applicable law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.

5. USE OF SERVICES

The Services may contain any services that are available for purchase on moneyandmirth.com along with email services, bulletin board services, chat areas, forums, online communities, personal web pages, calendars, and/or other message or communication facilities designed to enable User to communicate with others (each a “Service” and collectively “Services”). By way of example, and not as a limitation, User agrees that when using the Services, User will not:

Transfer, copy, distribute, or disclose the contents of any material, codes, courses, or any other part of the Services to anyone who is not explicitly authorized to access such material by the Company,

Use the Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.

Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless User own or control the rights thereto or have received all necessary consent to do the same.

Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.

Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.

Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages.

Download any file posted by another user of Service that User knows, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.

Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

Restrict or inhibit any other user from using and enjoying the Services.

Violate any code of conduct or other guidelines which may be applicable for any particular Service.

Harvest or otherwise collect information about others, including email addresses.

Violate any applicable laws or regulations.

Create a false identity for the purpose of misleading others.

Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.
However, Knowledge Box reserves the right to review materials posted to the Services and to remove any materials in its sole discretion. Knowledge Box reserves the right to terminate User’s access to any or all of the Services at any time, without notice, for any reason whatsoever. Knowledge Box reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Knowledge Box’s sole discretion.

Materials uploaded to the Services may be subject to posted limitations on usage, reproduction and/or dissemination; User is responsible for adhering to such limitations if User downloads the materials.

6. MEMBER ACCOUNT, PASSWORD, AND SECURITY

Users may need to create an account to access the Services and may also need to create an account for a 3rd party company. Users must complete the registration process by providing Knowledge Box with current, complete and accurate information as prompted by the applicable registration form. Users also will choose a password and a username. User is entirely responsible for maintaining the confidentiality of User’s password and account. Furthermore, User is entirely responsible for any and all activities that occur under User’s account. User agrees to notify Knowledge Box immediately of any unauthorized use of User’s account or any other breach of security. Knowledge Box will not be liable for any loss that User may incur as a result of someone else using User’s password or account, either with or without User’s knowledge. However, User could be held liable for losses incurred by Knowledge Box or another party due to someone else using User’s account or password. Users may not use anyone else’s account at any time, without the permission of the account holder.

7. TERMS AND CONDITIONS OF SALE

7.1. Purchasing & Ordering Process

To purchase you will submit correct and accurate information onto a 3rd party hosted checkout page or invoice., you are confirming that your information is correct and accurate. Once the purchase is complete the User has agreed to accept these Terms & pay the listed price including taxes, and other fees as specified on the checkout page or invoice.

Upon completion of purchase the User will receive an email to confirm the purchase and inform them of the appropriate next steps.

All payments are processed through an independent third party service. The Website does not store any payment information, such as credit card numbers.

The Company is released from any obligation if payment through the available methods fails or has been refused by your provider. You will be solely responsible for all costs incurred as a result, including but not limited to additional fees charged due an unfulfilled order.

7.2. Subscriptions

Knowledge Box Business Automation and Marketing application is available at a monthly (or other periodic) subscription fee. The subscription begins on the day that the payment is received by the Company & automatically renews thereafter based on the schedule agreed upon during checkout. The payment method provided during purchase is automatically charged each period unless the User requests a payment method update. If payment fails then access to the platform is terminated.

7.3 Flat fees and Retainers

Knowledge Box provided ‘Done for you’ business and marketing automations along with other digital services such as, but not limited to, web design, web development, virtual assistance, Search Engine Optimization, reputation management and more. These services may be charged for with a flat rate per project or as an ongoing monthly retainer or a combination of both. These costs are charged separately to the platform access subscription described in part 7.2 and may require the use of an alternative payment gateway or international bank wire transfer. Please note that we typically require flat fees to be paid upfront and retainers to be paid 1 month in advance.

7.4 Communications Usage

Knowledge Box provides the opportunity to connect SMS, Email and AI providers to your business automations. The usage of these services will be charged to you on top of your regular subscription or retainer payments. Failure to pay for these usage charges will result in your account being closed.

7.5 ClostriX and related services

ClostriX (trading community, indicators and related items) is for educational and informational purposes only. The suite of tools and training offer assistance with your own trading decisions. We do not offer any financial advice and past performance is not always indicative of future returns. By signing up and using these products you agree that you are solely responsible for the outcomes of your trading and investing decisions and understand that you have no recourse against us. Your money = Your responsibility.

8. REFUND POLICY

The reputation and the success of Knowledge Box rests on making You happy with Your purchase so that you continue to use them for the long term. Whilst we cannot refund payment made, you are free to leave anytime unless you have specifically signed a long term contract.

8.1. Knowledge Box Business and Marketing Platform

Any purchase of the platform is non-refundable, however, you are able to cancel your subscription at any time and will not be charged for the following month unless you have specifically signed a long term contract.

8.2. Knowledge Box ‘Done for You’ Services

Any flat fees and retainers paid are non-refundable. However, you are able to cancel your subscription to our services at any time and will not be charged for the following month unless you have specifically signed a long term contract.

8.3. Other Services

Unless explicitly stated, all other services offered or promoted have no refund or other guarantee. Please check the sales/landing page closely for any related policies.

9. MATERIALS PROVIDED TO Knowledge Box OR POSTED AT ANY OF ITS YOUR WEBSITE ADDRESS

Knowledge Box does not claim ownership of the materials User provide to Knowledge Box (including feedback and suggestions) or post, upload, input or submit to any Services or its associated services for review by the general public, or by the members of any public or private community, (each a “Submission” and collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting (“Posting”) User’s Submission User is granting Knowledge Box, its affiliated companies and necessary sublicensees permission to use User’s Submission in connection with the operation of their Internet businesses (including, without limitation, all Knowledge Box Services), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat User’s Submission; to publish User’s name in connection with User’s Submission; and the right to sublicense such rights to any supplier of the Services.

No compensation will be paid with respect to the use of User’s Submission, as provided herein. Knowledge Box is under no obligation to post or use any Submission User may provide and Knowledge Box may remove any Submission at any time in its sole discretion. By Posting a Submission User warrants and represents to own or otherwise control all of the rights to User’s Submission as described in these Terms of Use including, without limitation, all the rights necessary for User to provide, post, upload, input or submit the Submissions.

In addition to the warranty and representation set forth above, by Posting a Submission that contain images, photographs, pictures or that are otherwise graphical in whole or in part (“Images”), User warrant and represent that (a) User is the copyright owner of such Images, or that the copyright owner of such Images has granted User permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of User’s use and as otherwise permitted by these Terms of Use and the Services, (b) User have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of example, and not as a limitation, the distribution, public display and reproduction of such Images. By Posting Images, User is granting (a) to all members of User’s private community (for each such Images available to members of such private community), and/or (b) to the general public (for each such Images available anywhere on the Services, other than a private community), permission to use User’s Images in connection with the use, as permitted by these Terms of Use, of any of the Services, (including, by way of example, and not as a limitation, making prints and gift items which include such Images), and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat User’s Images without having User’s name attached to such Images, and the right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for a Images will terminate at the time User completely remove such Images from the Services, provided that such termination shall not affect any licenses granted in connection with such Images prior to the time User completely remove such Images. No compensation will be paid with respect to the use of User’s Images.

10. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY

USER EXPRESSLY AGREES THAT USE OF moneyandmirth.com IS AT USER’S SOLE RISK. NEITHER Knowledge Box, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT moneyandmirth.com WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF moneyandmirth.com, OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH moneyandmirth.com.

Moneyandmirth.com IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT Knowledge Box IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH USER.

IN NO EVENT WILL Knowledge Box, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING moneyandmirth.com OR THE Knowledge Box SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE moneyandmirth.com. USER HEREBY ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SITE.

IN ADDITION TO THE TERMS SET FORTH ABOVE NEITHER, Knowledge Box, NOR ITS AFFILIATES, INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN moneyandmirth.com, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES.

FORCE MAJEURE – NEITHER PARTY WILL BE RESPONSIBLE FOR ANY FAILURE OR DELAY IN PERFORMANCE DUE TO CIRCUMSTANCES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, WAR, RIOT, EMBARGOES, ACTS OF CIVIL OR MILITARY AUTHORITIES, FIRE, FLOODS, ACCIDENTS, SERVICE OUTAGES RESULTING FROM EQUIPMENT AND/OR SOFTWARE FAILURE AND/OR TELECOMMUNICATIONS FAILURES, POWER FAILURES, NETWORK FAILURES, FAILURES OF THIRD PARTY SERVICE PROVIDERS (INCLUDING PROVIDERS OF INTERNET SERVICES AND TELECOMMUNICATIONS). THE PARTY AFFECTED BY ANY SUCH EVENT SHALL NOTIFY THE OTHER PARTY WITHIN A MAXIMUM OF FIFTEEN (15) DAYS FROM ITS OCCURENCE. THE PERFORMANCE OF THIS AGREEMENT SHALL THEN BE SUSPENDED FOR AS LONG AS ANY SUCH EVENT SHALL PREVENT THE AFFECTED PARTY FROM PERFORMING ITS OBLIGATIONS UNDER THIS AGREEMENT.

11. LINKS TO THIRD PARTY SITES

THE LINKS IN THIS AREA WILL LET YOU LEAVE Knowledge Box’S SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF Knowledge Box AND Knowledge Box IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. Knowledge Box IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. Knowledge Box IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY Knowledge Box OF THE SITE.

Knowledge Box is a distributor (and not a publisher) of content supplied by third parties and Users. Accordingly, Knowledge Box has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Users or any other user of moneyandmirth.com, are those of the respective author(s) or distributor(s) and not of Knowledge Box. Neither Knowledge Box nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose.

In many instances, the content available through moneyandmirth.com represents the opinions and judgments of the respective information provider, User, or other user not under contract with Knowledge Box. Knowledge Box neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on moneyandmirth.com by anyone other than authorized Knowledge Box employee spokespersons while acting in their official capacities. Under no circumstances will Knowledge Box be liable for any loss or damage caused by a User’s reliance on information obtained through moneyandmirth.com. It is the responsibility of User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through Knowledge Box. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

Affiliate links and product offerings may be present in some moneyandmirth.com communications. If you purchase using our links we will usually receive some form of monetary payment. This payment does not influence our decision to discuss or promote any given product or service.

12. MONITORING

Knowledge Box shall have the right, but not the obligation, to monitor the content of moneyandmirth.com, including chat rooms and forums, to determine compliance with this Agreement and any operating rules established by Knowledge Box and to satisfy any law, regulation or authorized government request. Knowledge Box shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on moneyandmirth.com. Without limiting the foregoing, Knowledge Box shall have the right to remove any material that Knowledge Box, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.

13. INDEMNIFICATION

User agrees to defend, indemnify and hold harmless Knowledge Box, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of Knowledge Box by User or User’s Account.

14. TERMINATION

Either Knowledge Box or User may terminate this Agreement at any time. Without limiting the foregoing, Knowledge Box shall have the right to immediately terminate User’s Account in the event of any conduct by User which Knowledge Box, in its sole discretion, considers to be unacceptable, or in the event of any breach by User of this Agreement.

15. MISCELLANEOUS

This Agreement and any operating rules for moneyandmirth.com established by Knowledge Box constitute the entire agreement of the parties with respect to the subject matter hereof and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the [YOUR STATE/PROVINCE], [YOUR COUNTRY], without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.

16. COPYRIGHT NOTICE

Knowledge Box its logos are trademarks of Knowledge Box, All rights reserved. All other trademarks appearing on Knowledge Box are the property of their respective owners.

17. TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, email address, logo, person, or event is intended or should be inferred.

18. RISK DISCLAIMER

DO NOT BASE ANY INVESTMENT DECISION UPON ANY MATERIALS FOUND ON THIS REPORT OR WEBSITE OR COMMUNITY OR ‘SIGNALS’

We are not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission (the “SEC”) or with the Financial Conduct Authority (FCA) and equivalents across the European Union . We are neither licensed nor qualified to provide investment advice.

The information contained in our website, community and reports should be viewed as purely educational or commercial advertisement and is not intended to be investment advice. The website and reports are not provided to any particular individual with a view toward their individual circumstances.

The information contained in our website, community and reports is not an offer to buy or sell stocks, securities, FX or crypto. We distribute opinions, comments and information free of charge exclusively to individuals who wish to receive them along with software and platforms to assist people with taking action on their own decisions.

Our website has been prepared for informational purposes only and is not intended to be used as a complete source of information on any particular company. Our live streams and other explainer/educational materials are provided on a best effort basis, they are operated during market hours and may occasionally be unavailable for various reasons.

An individual should never invest in the securities of any of the companies’ stocks, securities, FX or crypto mentioned based solely on information contained on our website. Individuals should assume that all information provided regarding companies is not trustworthy unless verified by their own independent research.

Any individual who chooses to invest in any stocks, securities, FX or crypto should do so with caution. Investing in stocks, securities, FX or crypto is speculative and carries a high degree of risk; you may lose some or all of the money that is invested. Always research your own investments and consult with a registered investment advisor or licensed stock broker before investing.

Our website, community and newsletter are neither an offer nor recommendation to buy or sell any stocks, securities, FX or crypto. We hold no investment licenses and are thus neither licensed nor qualified to provide investment advice. The content of our website and/or newsletter is not provided to any individual with a view toward their individual circumstances.

While all information is believed to be reliable, it is not guaranteed by us to be accurate. Individuals should assume that all information contained on our website or in our newsletter is not trustworthy unless verified by their own independent research. Our live trading community can also be filled with traders and investors who could have unreliable and inaccurate information.

Assume that just about all stocks, securities, FX or crypto have some type of promotion going on at all times. Many stocks, securities, FX or crypto covered are being promoted in some capacity, this is the responsibility of the trader to research and understand. Also, because events and circumstances frequently do not occur as expected, there will likely be differences between any predictions and actual results.

Always consult a licensed investment professional before making any investment decision. Be extremely careful, investing in stocks, securities, FX or cryptos because they carry a high degree of risk; you may likely lose some or all of the investment. We reserve the right to buy or sell stocks, securities, FX or crypto mentioned on our website or in our newsletter at any time.

moneyandmirth.com and/or its affiliates may hold, buy, and sell securities that are discussed on moneyandmirth.com. We reserve the right to buy or sell the shares of any of the stocks, securities, FX or crypto mentioned in any materials we produce at any time. We are not responsible for any losses you may occur at any time following any of our trade ideas. You the trader assumes all responsibility and liability of all trades during your time or after your time here at moneyandmirth.com

Information contained in our report will contain “forward looking statements” as defined under Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934 as well as discussed in MiFID and MiFIDii. Subscribers are cautioned not to place undue reliance upon these forward looking statements. These forward looking statements are subject to a number of known and unknown risks and uncertainties outside of our control that could cause actual operations or results to differ materially from those anticipated.

Factors that could affect performance include, but are not limited to, those factors that are discussed in each profiled company’s most recent reports or registration statements filed with the SEC. You should consider these factors in evaluating the forward looking statements included in the report and not place undue reliance upon such statements.

We are committed to providing factual information on the stocks, securities, FX or crypto that are profiled. However, we do not provide any assurance as to the accuracy or completeness of the information provided, including information regarding a profiled company’s plans or ability to affect any planned or proposed actions.

We have no first-hand knowledge of any profiled company’s operations and therefore cannot comment on their capabilities, intent, resources, nor experience and we make no attempt to do so. Statistical information, dollar amounts, and market size data was provided by the subject company and related sources which we believe to be reliable.

To the fullest extent of the law, we will not be liable to any person or entity for the quality, accuracy, completeness, reliability, or timeliness of the information provided in the report, or for any direct, indirect, consequential, incidental, special or punitive damages that may arise out of the use of information we provide to any person or entity (including, but not limited to, lost profits, loss of opportunities, trading losses, and damages that may result from any inaccuracy or incompleteness of this information).

Every trade you make is your own trade and you are fully responsible for any gain or loss you shall incur. moneyandmirth.com, nor any moderators are held liable for any losses you shall have at any time you are with our service or after. If you do not agree with this then do not sign up and leave immediately.

NOTICE

Testimonials are believed to be true based on the representations of the persons providing the testimonials, but facts stated in testimonials have not been independently audited or verified. Nor has there been any attempt to determine whether any testimonials are representative of the experiences of all persons using the methods described herein or to compare the experiences of the persons giving the testimonials after the testimonials were given.

The average reader should not necessarily expect the same or similar results. Past performance is not necessarily indicative of future results. No person was compensated for providing a testimonial.
We encourage you to invest carefully and read investment information available at the websites of the SEC and FINRA and become familiar with MiFID and MiFIDii for the EU.

IF YOU DO NOT AGREE WITH THE TERMS OF THIS DISCLAIMER, PLEASE EXIT THIS SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE INFORMATION PROVIDED HEREIN SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS

Contact Us

For any further clarification of Our Terms and Conditions, please email us at [email protected]

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